Most employers maintain long-term disability insurance for their employees. Upon your termination or separation from the employer, you may be able to convert your long-term disability insurance from an employer policy to a private policy. However, you may be limited by the amount of time that you have to convert the long-term disability insurance. Accordingly, you should inquire with your employer immediately regarding whether you were able to convert your long-term disability insurance and contact the long-term disability carrier.

Thomas A. McKinney, Esq. is an experienced New Jersey Employment Lawyer in all major areas of labor and employment law, including discrimination, harassment, overtime violations, wage and hour claims, sexual harassment, wrongful discharge, Title VII, ADA, ADEA, FMLA, LAD, FLSA, and all other employment law claims. If you have questions about this article, contact Thomas today by clicking here.