Converting Long-Term Disability

Most employers maintain long-term disability insurance for their employees. Upon your termination or separation from the employer, you may be able to convert your long-term disability insurance from an employer policy to a private policy. However, you may be limited by the amount of time that you have to convert the long-term disability insurance. Accordingly, you should inquire with your employer immediately regarding whether you were able to convert your long-term disability insurance and contact the long-term disability carrier.

About the Author

Tom McKinney is an experienced NJ Employment Lawyer in all major areas of labor and employment law, including discrimination, harassment, overtime violations, wage and hour claims, sexual harassment, wrongful discharge, Title VII, ADA, ADEA, FMLA, LAD, FLSA, and all other employment law claims. Tom is admitted to practice in the States of New Jersey and New York, United States District Court for the Eastern District of New York, Southern District of New York, District of New Jersey, and United States Court of Appeals for the Third Circuit. Prior to forming the firm, Tom practiced at Gibbons P.C. in Newark, NJ. If you have any questions regarding this article, contact Tom here today.